Account and balance management
Cash, bank, and wallets in one place, so you know what's available today, not just at month's end. Private by design: your data is yours, no ads.
NewPersonal finance app›
Stewardship with purpose
Your money isn't yours: it was entrusted to you. SaldoApp doesn't just track your spending, it teaches you what every number means and which stewardship principle is at stake.
🎯INSIGHT
You saved over 20% of your income. Right in line with the 50/30/20 rule.
📌You overspent
Internet went over your limit this month.
KEY FEATURES
Everything you need to manage your money
Custom expense categories
Create categories with an icon and a budget, like groceries, utilities, or transportation, and give with intention: tithes and offerings get their own category, not just what's left over.
Financial education tips
Turn on education mode and get micro-lessons tied to your real transactions: what each number means and what to do about it.
Track income, expenses, and transfers
Logging a transaction takes seconds, even transfers between your own accounts, plus alerts that guide you: a timely "You overspent," no surprises.
Metrics and reports that teach
The 50/30/20 rule, essentials vs. wants, and where you spent the most. Every number comes with context: whether it's healthy, and why.
STEWARDSHIP
Money is entrusted, not owned.
Managing well isn't a productivity technique; it's a responsibility. When we understand that what we have was entrusted to us, every financial decision stops being a calculation and becomes a response.
SaldoApp walks alongside that response with clarity, without judgment and without noise, teaching in the language of your own numbers.
"Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms."
1 Peter 4:10
TESTIMONIALS
Managing better, with more peace of mind
What changes isn't just your balance, it's the way you look at it.
"I stopped feeling guilty every time I opened the app. Now I understand the why behind every number, and that changed how I decide."
"Having tithing as its own category says it all. Giving stopped being what's left over and became the first thing I plan for each month."
"The alerts don't scold me, they explain. The silent-spending one saved me from three subscriptions I didn't even remember."
"My wife and I use it together. For the first time, we talk about money without arguing, we talk about priorities."
"I came looking for an expense tracker and left with a whole new way of understanding what I manage."
FREQUENTLY ASKED QUESTIONS
The questions we hear most
Can't find your answer?
Write to us and we'll reply within 24 hours.
Your finances, finally under control.Download SaldoApp today.
SaldoApp brings your accounts, budgets, and goals together in one place, and explains what every number means.
Free · No ads · Secure · iOS and Android
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From the SaldoApp blog
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